According to a survey conducted by “Survey of Dental Care Affordability and Accessibility”, over 70% of Americans are unaware of their oral and dental care costs. And many do not have affordable dental insurance in place.
To some extent, the dismal economy is the reason why many Americans have no dental insurance. The recession and increasing unemployment are other factors. These factors overload the already encumbered budgets with dental care costs.
Nevertheless, dental care is very important!!!
Ignoring dental care can result in serious health issues. You can take care of your teeth even if you have no dental insurance.
10 TIPS to get affordable dental care without insurance
1. Exercise preventative dental care measures at home
Follow simple preventative measures to avoid going to the dentist’s chair. Regular flossing and brushing prevents cavities and gum diseases. Use a good mouthwash to kill bacteria in your mouth.
Keep a good diet, no sugar and use of fluoride toothpaste keeps the teeth and gums healthy. No matter what, pay visit to your dentist at least twice a year. Your dentist will help to identify any developing problem related to your oral health.
Using a soft bristle toothbrush benefits to your teeth.
2. Do not use your teeth as tools
You should never use your teeth as a tool. Don’t use your teeth to open small metal lids of beer bottles. Don’t use your teeth to bite off tags from new products. This causes harm to the teeth. You could even develop infection in your gums.
In some cases, the teeth knock out. So, you should use teeth only to chew food and treat teeth as important as your other organs.
3. Avoid clenching or grinding your teeth
Do not clench and grind your teeth. This could result in some serious dental issues. For example:
- chipped teeth
- breakdown of the teeth and
- temporomandibular disorders
Stress ruins mental and physical well-being. Relieve your stress. Try to find out ways to avoid habit of clenching and grinding.
If problem persists, consult your dentist. Ask him to help you get a mouth guard to wear at night. This will surely prevent your teeth from getting harmed.
4. Evaluate the costs of dental care
Evaluate the costs of
- dental X-rays
- Other services
Having the first-hand knowledge about the specific prices will empower you to nix less-significant services at your next visit to the dental clinic. You will be able to prioritise your dental treatments.
5. Pay a visit to a dental school
Dental schools are another option to get low-cost dental treatment in absence of dental insurance.
Look for top-notch dental schools that are listed on dental websites. Dental schools will evaluate the costs of dental treatment with you.
For instance, New York University College of Dentistry. This dental school assesses patients free of cost. They also create a treatment plan that is costed within your budget. Most of the schools have:
- Emergency care and
- Basic dental services for everyone
6. Federally funded health care
U.S Department of Health offers information about the government health care centres. These centres are funded by the federal. These provide free or low-cost dental services.
However, you need a lot of patience for waiting in line. Everyone is eligible for treatment at the free dental clinics.
7. Dental savings plans is a boon for people with no dental insurance
If you have no dental insurance, it is important to figure out a reduced cost treatment for your dental issues. Dental savings plans are designed to offer low-cost treatment.
The plan functions like a club. Registered members pay an annual fee. This fee entitles them to cost reductions of ten percent to sixty percent for a range of dental treatments. For example, DentalPlans™ offers more than forty such plans. It covers 100,000 dentists throughout the nation.
A dental savings plan is a hassle-free substitute to dental insurance. It is effective than a dental insurance for many key reasons:
- Swift activation.
- Dental plan activates within 2-3 business days. In case of emergency, it can be activated even faster.
- No deductibles, no waiting periods and no annual Caps.
- Start using your dental plan once activated. You don’t have to be in a waiting line. You can use it as often as you like.
- No hassles of paperwork.
Dental plans are quite flexible. When you register for a dental savings plan, you get a membership card. All you need to do is present your membership card whenever you go for a dental treatment. There is no hassle of paperwork. You don’t have to follow tedious claim process.
8. Low-cost aid programs
Many non-profit low cost dental care providers are there. For example, Los Angeles County and New York City Department of Health. They offer low-cost dental aid programs. However, these programs are for
- low-income people
- small kids and
- senior citizens.
Information about such programs is available from state’s dental department website.
9. Dental clinical trials
Dental clinical trials help to develop medicines and treatments for oral health issues. You can participate in a clinical trial and get free of cost dental care.
Some trials even pay you to participate. The only condition is that you should qualify for these trials. The information can be obtained from National Institute of Health website or ClinicalTrials.gov.
However, you need to be cautious about trials which involve experimental drugs.
10. Health Credit Card
Figure out where you can apply for Health Credit Card. Some patients have them in case of dental emergency.
The Health Credit Card helps you to take care of your unexpected or out-of-pocket healthcare expenditures. Once you get this card, you can utilize it ample number of times. The card offers interest free payback periods. The card helps to manage your health costs that are not covered by dental insurance.
Your pearly whites are very precious. You deserve the best dental care possible. Don’t let not having dental insurance become the reason of your teeth deterioration. You can adopt simple tips to take care of your teeth even if you have no dental insurance.